1440 23rd Street 302
Santa Monica, CA, 90404
$615,000
MLS: 26655331
Beds
1
Baths
1
Sq Ft
659
Lot
0.78 ac
Year Built
1973
MLS #
26655331
Days on Market
51
Listed
Feb 25, 2026
Description
Welcome to 1440 23rd Street, located in Mid-City Santa Monica. This top-floor, corner unit offers a bright, open layout filled with plenty of natural light and a private balcony to enjoy the coastal air. The kitchen features butcher block countertops and a brand-new refrigerator, seamlessly connecting to the dining and living areas with west-facing exposure.The bedroom includes an en-suite bath and built-in closet shelving, while a mini-split HVAC system provides year-round comfort. Community amenities include a west-facing sunset patio, gym with city and mountain views, business center, and convenient laundry rooms on each floor.The unit has one assigned parking space, and the City of Santa Monica provides residents with two free residential parking permits per household, adding valuable parking flexibility. Located just steps from the new businesses along Broadway, including Sweat Houz, a Pilates studio, and neighborhood favorite Good Boy Bob, this condo is in the center of a thriving and evolving pocket of Santa Monica.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Cesar Quezada · Coldwell Banker Realty
Payment estimate
$4,572
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,500 · Loan: $553,500
- Principal & Interest
- $3,401
- Property tax (1.25%)
- $641
- Homeowners insurance
- $300
- Mortgage insurance
- $231
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $21,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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