14554 Monterey
Adelanto, CA, 92301
$415,000
MLS: IV26077841
Beds
5
Baths
2
Sq Ft
1,645
Lot
0.16 ac
Year Built
1996
MLS #
IV26077841
Days on Market
1
Listed
Apr 11, 2026
Description
Need space and upgraded kitchen? Then this is the home for you! Five spacious bedrooms and two full bathrooms suitable for all families. The kitchen and flooring have been recently replaced. Enjoy the fireplace in the living and family room. Home also has a brand new AC for those upcoming summer months in the high desert. The home is served by public water and sewer. Two car garage with driveway ample for additional two cars. Conveniently located near schools, shopping, and major roadways. Don't miss this wonderful opportunity!
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: IRMA MADRIGAL · REALTY MASTERS & ASSOCIATES
Payment estimate
$3,183
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
- Principal & Interest
- $2,295
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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