ActiveSingleFamilyResidence

14580 Keota Road

Apple Valley, CA, 92307

1 / 44View all 44 photos

$450,000

MLS: IV25278834

Beds

4

Baths

2

Sq Ft

2,188

Lot

0.62 ac

Year Built

1979

MLS #

IV25278834

Days on Market

101

Listed

Dec 19, 2025

Description

Welcome to this beautifully designed Apple Valley home offering space, character, and functionality on an expansive lot. Featuring 4 bedrooms and 2 bathrooms, this special-layout residence spans 2,188 sq ft and sits on an impressive 27,115 sq ft lot, providing room to live, entertain, and grow. The home welcomes you with a circular driveway and charming courtyard, creating great curb appeal and a private entry experience. Inside, enjoy a spacious family room with a cozy chimney, along with a separate living room and dining area, perfect for gatherings and everyday living. Step outside to a backyard patio ideal for relaxing or entertaining. Additional highlights include a detached 3-car garage, solar panels for energy efficiency, and ample outdoor space with endless possibilities. This unique property blends comfort, charm, and versatility—truly a must-see in Apple Valley.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: HAYDEE PADILLA · H & R REALTY

Payment estimate

$3,426

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%
Principal & Interest
$2,488
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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