14588 Locust
Lucerne Valley, CA, 92356
$140,000
MLS: MC25228740
Beds
2
Baths
1
Sq Ft
1,088
Lot
26.36 ac
Year Built
1969
MLS #
MC25228740
Days on Market
177
Listed
Sep 30, 2025
Description
The home needs some repairs and renovation. Ideal for investors, flipper, or contractors. Looking for their next project. With the right vision and improvements, this could be rewarding investment. Bring your ideas and turn this property into something special! Fixer upper sold “as is”!
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Citlali Aguilar · Valencia Real Estate Group
Payment estimate
$1,272
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $14,000 · Loan: $126,000
- Principal & Interest
- $774
- Property tax (1.25%)
- $146
- Homeowners insurance
- $300
- Mortgage insurance
- $53
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $4,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Lucerne Valley, CA 92356 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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Only large teams outsell Mike Watson · Keller Williams Realty
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