Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

14790 Indigo Road

Apple Valley, CA, 92307

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$609,900

MLS: SW25172275

Beds

4

Baths

2

Sq Ft

1,903

Lot

0.41 ac

Year Built

2025

MLS #

SW25172275

Days on Market

115

Listed

Jul 31, 2025

Description

La Jolla Full of character and charm, this single-story home in Ocotilla Ranch is designed for comfort and functionality. Featuring four bedrooms and two full bathrooms, this home boasts an inviting family room, a chef-ready kitchen, a private master suite with an en-suite bath, and a covered back patio—perfect for relaxation. Additionally, this home comes fully equipped with stylish upgrades at no extra cost, including energy-efficient Whirlpool® appliances, gleaming granite countertops, elegant wood cabinetry with crown molding, a Wi-Fi-enabled garage door opener, solar panels, and more. CAL DRE #02064225, LGI Realty - California, Inc.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Jeanine Roach · LGI Realty-California , LLC

Payment estimate

$4,537

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $60,990 · Loan: $548,910

%
Principal & Interest
$3,373
Property tax (1.25%)
$635
Homeowners insurance
$300
Mortgage insurance
$229
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $21,347 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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