1485 Reef Lane
San Pedro, CA, 90732
$884,000
MLS: OC26036426
Beds
3
Baths
4
Sq Ft
1,754
Lot
0.02 ac
Year Built
2025
MLS #
OC26036426
Days on Market
43
Listed
Feb 18, 2026
Description
Brand new, energy-efficient home available NOW! This spacious, three bedroom home boasts 1,731 sq.ft. of open-concept living complete with a private entry-level suite, upgraded kitchen with designer finishes and two large bedrooms upstairs each with duel sinks and walk-in closets. Introducing exceptional, coastal living at Cabrilla at Ponte Vista, now selling with designer-decorated model homes. Offering spacious townhomes with unique, open-concept floorplans in the gated Ponte Vista community complete with an array of resort-style amenities. We also build each home with innovative, energy-efficient features that lower your utility bills so that you can afford to do more living.* Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: Shawn Black · Meritage Homes of California
Payment estimate
$6,441
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $88,400 · Loan: $795,600
- Principal & Interest
- $4,888
- Property tax (1.25%)
- $921
- Homeowners insurance
- $300
- Mortgage insurance
- $332
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $30,940 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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