14945 Cobalt
Victorville, CA, 92394
$459,900
MLS: DW26076709
Beds
5
Baths
3
Sq Ft
2,385
Lot
0.17 ac
Year Built
2009
MLS #
DW26076709
Days on Market
9
Listed
Apr 10, 2026
Description
Welcome to this spacious 5-bedroom, 3-bathroom home offering the perfect blend of comfort and commuter-friendly living. With 2,385 SQ FT of living space on a generous 7,381 Sq ft lot, this home is ideal for growing households. Enjoy two separate living areas, providing plenty of space for entertaining and everyday living. A convenient downstairs bedroom and full bathroom offer flexibility for guests or multi-generational living. All three full bathrooms are thoughtfully designed to accommodate a busy lifestyle. This home offers a sense of tranquility while still being centrally located in the heart of Victorville. Conveniently located near the 395 and I-15 freeways, making commuting a breeze. Situated in one of Victorville’s growing areas, this home presents a great opportunity close to shopping, parks, schools, and much more.
Location
Victorville, San Bernardino County, CA 92394
Open on Google Maps ↗Listed by: Victor Gutierrez · Century 21 LOTUS
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,990 · Loan: $413,910
- Principal & Interest
- $2,543
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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