ActiveCondominium

15 Cerritos

Long Beach, CA, 90802

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$349,000

MLS: RS25269659

Beds

1

Baths

1

Sq Ft

643

Lot

0.15 ac

Year Built

1952

MLS #

RS25269659

Days on Market

96

Listed

Dec 22, 2025

Description

Fantastic 1 bedroom condo just a 1/2 block to the beach! 2nd floor, 643 sq. ft., refinished original hardwood floors lend lots of vintage charm. Large walk-in closet in the living room, large closet in the bedroom. • 2nd refrigerator included. Building had a new roof done in November. Short distance to Ellie's Cafe, 3 blocks to Charm Siam, Blue Bird Sushi, Spicy Sugar, Qargo Coffee.

Location

Long Beach, Los Angeles County, CA 90802

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Listed by: Anita McRory · Century 21 On Target

Payment estimate

$2,724

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,900 · Loan: $314,100

%
Principal & Interest
$1,930
Property tax (1.25%)
$364
Homeowners insurance
$300
Mortgage insurance
$131
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $12,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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