15078 Cactus
Hesperia, CA, 92345
$698,888
MLS: IV25270373
Beds
5
Baths
4
Sq Ft
3,738
Lot
1.01 ac
Year Built
1982
MLS #
IV25270373
Days on Market
117
Listed
Dec 3, 2025
Description
One-of-a-kind High Desert opportunity — just in time for summer. With beautiful weather already in the high 70s, this is the perfect time to make your move. Situated on over an acre in Hesperia, this spacious home offers nearly 3,800 sq ft of living space and features **three private bedroom suites — each with its own bathroom** — ideal for multi-generational living or flexible family arrangements. Unlike many new construction homes, this property offers character, generous interior space, and a large usable yard. Enjoy a charming courtyard perfect for hosting family and friends, plus ceiling fans throughout to keep the home comfortable year-round. Rare **5-car garage setup** includes: • Attached 2-car garage with half bath • Detached 3-car garage (fully sheet-rocked) with ADU/JADU potential The 1-acre lot provides additional space for a future ADU while maintaining a large yard — offering both lifestyle flexibility and investment possibilities. Located in 92345 where pricing remains more affordable than many surrounding Southern California areas, yet within 1.5 hours of beaches, mountains, Hollywood, and Palm Springs — and only 3 hours to Las Vegas (future high-speed rail approx. 45 minutes). Sellers are not in a rush and are seeking the right buyer who appreciates this home’s unique layout, space, and potential as they plan to move closer to family.
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: ANN FOX · The Virtual Realty Group
Payment estimate
$5,155
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,889 · Loan: $628,999
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $24,461 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Hesperia, CA 92345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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