15109 Anacapa Road
Victorville, CA, 92392
$370,000
MLS: CV26009885
Beds
1
Baths
1
Sq Ft
838
Lot
1.03 ac
Year Built
1953
MLS #
CV26009885
Days on Market
92
Listed
Jan 15, 2026
Description
Discover a rare gem at 15109 Anacapa Rd in Victorville, offering the perfect blend of residential comfort and commercial opportunity. This meticulously maintained 1-bedroom, 1-bath home sits on a C-1 commercially zoned lot in the high-traffic Mountain View Acres area—ideal for entrepreneurs, investors, or a live/work setup. Versatile zoning (C-1) allows for a car lot, professional office, boutique retail, salon, or possible short-term rental (buyer to verify local regulations). Prime location with excellent visibility, strong foot and vehicle traffic, and convenient access to Highway 18 and the I-15 Freeway. The charming 838 sq ft residence features recent upgrades including a newer air conditioner, recessed lighting, updated fixtures, LVP flooring throughout, and an updated kitchen with quartz countertops and a gas range. The functional layout offers a living room, kitchen and dining area, plus a separate den or office at the front of the home. A spacious bedroom, a large bonus room suitable for an additional bedroom, and a fully updated bathroom with storage shelving complete the interior. Outdoor amenities include an 8' x 12' shed, concrete and blacktop parking for 20+ vehicles, and potential space for outdoor entertaining. Envision running your business from the front, living comfortably in the back, or generating immediate rental income. This is a truly flexible asset in a thriving High Desert corridor.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Amanda Vaage · FIRST TEAM REAL ESTATE
Payment estimate
$2,870
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,000 · Loan: $333,000
- Principal & Interest
- $2,046
- Property tax (1.25%)
- $385
- Homeowners insurance
- $300
- Mortgage insurance
- $139
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $12,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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