ActiveCondominium

1514 Tern Court

Ventura, CA, 93003

1 / 19View all 19 photos

$580,000

MLS: V1-35263

Beds

3

Baths

2

Sq Ft

1,057

Lot

Year Built

1978

MLS #

V1-35263

Days on Market

24

Listed

Mar 24, 2026

Description

Beautiful single story 3 bed / 2 bath condo in the highly desirable Woodbridge Community! This end unit offers a comfortable layout with stylish tile flooring throughout. The kitchen features a brand new stainless steel gas range/oven and dishwasher, generous cabinetry for storage, and the home includes a private fenced backyard area --perfect for relaxing. New window blinds to be installed on April 24th. Enjoy the convenience of a two car garage with additional storage and laundry area. The family friendly community provides amenities including a pool, spa, tennis/pickleball court, and clubhouse. HOA dues cover exterior maintenance, landscaping, water, sewer, and trash. RV storage is available for an additional fee. Located within walking distance to Barranca Vista Park, close to Kimball Park & Aquatic Center, and easy 101 freeway access. Just a quick 15 minute drive to the Ventura beaches, pier, and our charming downtown!

Location

Ventura, Ventura County, CA 93003

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Listed by: Jennifer Montoya · RESOURCE REAL ESTATE

Payment estimate

$4,329

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000

%
Principal & Interest
$3,207
Property tax (1.25%)
$604
Homeowners insurance
$300
Mortgage insurance
$218
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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