Under ContractSingleFamilyResidence

15151 Desert Oak

Victorville, CA, 92394

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$447,000

MLS: IG26019868

Beds

4

Baths

2

Sq Ft

1,831

Lot

0.31 ac

Year Built

1993

MLS #

IG26019868

Days on Market

62

Listed

Feb 6, 2026

Description

This beautiful move-in-ready home sits in a quiet cul-de-sac on over a quarter-acre lot, ideal for entertaining or adding your dream pool. Inside, you’ll find new stainless-steel stove & microwave, wood laminate floors throughout most of the space, an open-concept layout, and a high-ceiling living room filled with natural light. The family room features a cozy dual fireplace, and there’s both a dining area and a casual breakfast nook, dining area has custom wall panels adding more elegance to the dining area. All 4 bedrooms feature new wood laminate flooring, ceiling fans & custom window blinds, 2 bathrooms with tile flooring & dual vanities, a tub with shower, tile roof, central air and heat, and a 3-car garage that includes a rear garage door for easy backyard access, the owner recently put new cement in the back yard to make it easier to store items in the back or use as a side patio area to entertain. This home truly has it all—plus space to build your own ADU. Owner spent thousands so you don't have to!

Location

Victorville, San Bernardino County, CA 92394

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Listed by: Jorge Chavez · Top Producers Realty Partners

Payment estimate

$3,405

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,700 · Loan: $402,300

%
Principal & Interest
$2,472
Property tax (1.25%)
$466
Homeowners insurance
$300
Mortgage insurance
$168
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,645 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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