PendingSingleFamilyResidence

1528 N 1st Avenue

Upland, CA, 91786

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$825,000

MLS: IV26109308

Beds

3

Baths

2

Sq Ft

1,648

Lot

0.24 ac

Year Built

1961

MLS #

IV26109308

Days on Market

12

Listed

May 20, 2026

Description

This single-story 3-bedroom, 2-bath layout gives you comfortable living space with a welcoming fireplace, a well appointed kitchen and easy flow from indoors to the large front and rear yards for effortless everyday living and weekend gatherings. Fresh-looking exterior paint, a solid 1960s build, and a clean concrete driveway leading to the attached garage mean you benefit from classic quality with low-maintenance convenience. Set in one of Upland’s most desirable areas, you’re close to top-rated schools, shopping, and main routes while still enjoying a calm residential feel. Ideal for buyers wanting a move-in-ready home with room to grow in a rarely available neighborhood.

Location

Upland, San Bernardino County, CA 91786

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Listed by: TOM LINDLEY · LINDLEY REALTY

Payment estimate

$6,172

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $82,500 · Loan: $742,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,703
Property tax (1.25%)
$859
Homeowners insurance
$300
Mortgage insurance
$309
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $28,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Upland, CA 91786 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.