Under ContractTownhouse

15280 HORIZON ST 6

Fontana, CA, 92336

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$459,000

MLS: OC26030565

Beds

2

Baths

2

Sq Ft

1,183

Lot

0.03 ac

Year Built

2023

MLS #

OC26030565

Days on Market

66

Listed

Feb 10, 2026

Description

Welcome to The Retreat in Fontana, featuring a well-appointed 1,183 sq ft home with modern upgrades and a functional layout. Upgraded flooring runs throughout the open living and dining areas, which flow seamlessly into the kitchen—ideal for everyday living and entertaining. Large dual-pane windows and recessed lighting create a bright, inviting atmosphere. Both bedrooms are thoughtfully positioned for added privacy. The spacious primary suite includes a walk-in closet and an en-suite bathroom with dual sinks and a walk-in shower. A secondary bedroom and full bathroom provide flexibility for guests or a home office. Additional highlights include in-unit laundry and a private covered balcony, perfect for relaxing outdoors. Located within the gated Retreat community and the highly desired Etiwanda School District, residents enjoy resort-style amenities including a pool, club house, playground, and beautifully maintained grounds. Energy-efficient features such as solar panels and a tankless water heater help reduce utility costs. Conveniently close to shopping, dining, parks, and major freeways, this move-in-ready home offers both comfort and convenience.

Location

Fontana, San Bernardino County, CA 92336

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Listed by: Dave Chu · West Capital Real Estate

Payment estimate

$3,488

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,900 · Loan: $413,100

%
Principal & Interest
$2,538
Property tax (1.25%)
$478
Homeowners insurance
$300
Mortgage insurance
$172
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $16,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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