1532 W 221st
Torrance, CA, 90501
$1,480,000
MLS: SB26012720
Beds
5
Baths
4
Sq Ft
2,080
Lot
0.17 ac
Year Built
1948
MLS #
SB26012720
Days on Market
71
Listed
Jan 30, 2026
Description
** SELLER WILL PROVIDE A CREDIT TOWARD BUYER CLOSING COSTS OR INTEREST RATE BUY-DOWN WITH ACCEPTABLE OFFER, HELPING REDUCE UPFRONT COSTS OR MONTHLY PAYMENT. TWO ON A LOT! Rare opportunity to own two legal residences on one lot with separate addresses in Torrance. The front home (1532) is a remodeled 2-bedroom, 2-bath featuring hardwood floors, recessed lighting, custom kitchen cabinetry, double-pane windows, central heat and A/C, and a primary bedroom with walk-in closet. The rear home (1534) is a brand-new, fully permitted 3-bedroom, 2-bath ADU (completed December 2025) with new plumbing, electrical panel, recessed lighting, custom kitchen, double-pane windows, central heat and A/C, and a private primary suite with walk-in closet. Situated on a 7,202 sq ft lot with ample parking, new concrete, spacious yard, and two custom-built sheds for storage or workspace. Ideal for owner-occupants, multi-generational living, or investment with strong income potential. (1532) Some images have been virtually staged. Furniture and décor are for illustrative purposes only.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Angelica Huante · Century 21 Coastal Properties
Payment estimate
$10,581
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $148,000 · Loan: $1,332,000
- Principal & Interest
- $8,184
- Property tax (1.25%)
- $1,542
- Homeowners insurance
- $300
- Mortgage insurance
- $555
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $51,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90501 (Torrance) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.