Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

1540 N Helen Court

Ontario, CA, 91762

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$699,900

MLS: CV26057998

Beds

3

Baths

2

Sq Ft

1,547

Lot

0.17 ac

Year Built

1957

MLS #

CV26057998

Days on Market

33

Listed

Mar 19, 2026

Description

Tucked away on a quiet cul-de-sac in Ontario, this beautifully upgraded home blends comfort, quality, and lifestyle in all the right ways. From the moment you arrive, you’ll notice the pride of ownership, fresh exterior paint (less than 3 years old), a newer gate, and clean, inviting curb appeal set the tone. Step inside to discover a thoughtfully improved interior featuring brand-new light fixtures throughout, new window coverings, and three premium Andersen windows (each individually numbered and backed by a lifetime warranty). The home has been extensively upgraded where it matters most: a newer electrical panel, a solid roof, full PEX (Apex) repipe, and a water heater under 4 years old giving peace of mind for years to come. Comfort is dialed in with an efficient HVAC system, while the cozy fireplace adds the perfect touch for relaxing evenings. The kitchen is a standout, equipped with a Miele 6-burner range, new oven, and newer refrigerator, ideal for both everyday living and entertaining. Step outside and you’ll find the true highlight: a shaded, covered patio designed for year round enjoyment, surrounded by mature, prolific avocado trees that bring both beauty and abundance to your backyard. Whether you’re hosting, relaxing, or harvesting your own fruit, this space delivers a unique Southern California lifestyle. Additional features include a two car garage, updated slider door, improved shower, and a well maintained yard, all nestled in a desirable cul-de-sac location. This is more than just a home, it’s a turnkey opportunity with upgrades already done and lifestyle built in.

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Ricardo Diaz · MAINSTREET REALTORS

Payment estimate

$5,162

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,990 · Loan: $629,910

%
Principal & Interest
$3,870
Property tax (1.25%)
$729
Homeowners insurance
$300
Mortgage insurance
$262
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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