ActiveCondominium

1552 Harvard Street 3

Santa Monica, CA, 90404

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$1,075,000

MLS: 26663203

Beds

2

Baths

2

Sq Ft

1,147

Lot

0.17 ac

Year Built

1972

MLS #

26663203

Days on Market

9

Listed

Jun 3, 2026

Description

Don't miss this rare opportunity to own a stylish two-level townhouse-style condo in one of Santa Monica's most sought-after neighborhoods. The bright and inviting entryway features soaring open-beam ceilings and a skylight that floods the space with natural light. Enjoy a recently remodeled kitchen equipped with stainless steel appliances, quartz countertops, a pantry with roll-out shelves, and durable porcelain tile flooring. The spacious living room is anchored by a sleek mid-century modern fireplace, adding warmth and character to the home. Step outside to two private enclosed patios the larger one is outfitted with overhead lighting and ample seating, perfect for al fresco dining or entertaining guests. Additional highlights include custom oak flooring, recessed and studio track lighting, ceiling fans, an in-unit washer/dryer, NEST thermostat, and low HOA dues that include earthquake insurance. The secure building offers one assigned garage parking space and a bonus storage container. Tucked away on a quiet street, yet just minutes from the Expo Line, downtown Santa Monica, cafes, and restaurants.

Location

Santa Monica, Los Angeles County, CA 90404

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Listed by: Keri White · Element RE, Inc

Payment estimate

$8,511

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $107,500 · Loan: $967,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$6,128
Property tax (1.25%)
$1,120
Homeowners insurance
$300
Mortgage insurance
$403
HOA dues
$560
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $37,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Santa Monica, CA 90404 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.