1553 Penny Road
Topanga, CA, 90290
$1,295,000
MLS: 25630769
Beds
2
Baths
1
Sq Ft
1,000
Lot
0.14 ac
Year Built
1925
MLS #
25630769
Days on Market
87
Listed
Dec 31, 2025
Description
Welcome to your peaceful hideaway in the heart of Topanga. This 1925 storybook cottage, originally built as a hunter's cabin, has been lovingly transformed into a charming retreat nestled in the Santa Monica Mountains. This two-bedroom, one-bath home is move-in ready, featuring updated appliances and a warm, inviting ambiance. Step inside to an open kitchen with high-beam ceilings and a cozy living room anchored by a fireplace. The deck extends the living space outdoors, inviting you to immerse yourself in nature and take in the surrounding views. Birds, majestic oaks, and sun-kissed canyon hills are your closest neighbors. Downstairs, you'll find two cozy bedrooms and an updated bathroom with a soaking tub/shower. A storage shed on the property offers potential for an art studio, workshop, or private office. Additional highlights include fruit trees and an outdoor shower. Endless hiking trails and Topanga State Park are just moments away. Tucked into the private Sylvia Park neighborhood, yet only a short drive to the Valley or the PCH, this home offers the perfect balance of seclusion and convenience. Move right in or continue its success as a dream rental income opportunity. Two Assessor Parcel Numbers: 4442-016-037 & 047
Location
Topanga, Los Angeles County, CA 90290
Open on Google Maps ↗Listed by: Kendal White · Sotheby's International Realty
Payment estimate
$9,296
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,500 · Loan: $1,165,500
- Principal & Interest
- $7,161
- Property tax (1.25%)
- $1,349
- Homeowners insurance
- $300
- Mortgage insurance
- $486
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Topanga home with as little as 3.5% down using an FHA loan — roughly $45,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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