156 S Loretta
Rialto, CA, 92376
$499,000
MLS: SW25264602
Beds
4
Baths
2
Sq Ft
1,293
Lot
0.18 ac
Year Built
1986
MLS #
SW25264602
Days on Market
86
Listed
Nov 21, 2025
Description
Welcome to this stunning, light-filled home featuring 4 bedrooms and 2 bathrooms, thoughtfully designed for comfort and modern living. The expansive living room offers abundant natural light and impressive vaulted ceilings, creating an inviting space for both relaxation and entertaining. The generously sized dining room is perfect for hosting large gatherings. The well-appointed kitchen features ample cabinet space and a charming view of the picturesque, tranquil backyard—an ideal setting to enjoy your morning coffee while overlooking mature, serene landscaping. The primary suite serves as a true retreat, complete with a spacious walk-in closet, a luxurious free-standing soaking tub perfect for unwinding, and a separate walk-in shower. One of the additional bedrooms can easily function as a home office or den, providing versatility to suit your lifestyle. Outside, the backyard offers a peaceful escape with lush, established trees and plenty of space to relax or entertain. Large space for RV parking. Conveniently located near restaurants, schools, shopping, and the 10, 210, and 60 freeways, this home offers both serenity and exceptional accessibility.
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: Michael Gracia · The Real Estate Shoppe
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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