15774 Winnebago Road
Apple Valley, CA, 92307
$439,000
MLS: HD26032953
Beds
3
Baths
2
Sq Ft
1,596
Lot
0.69 ac
Year Built
1987
MLS #
HD26032953
Days on Market
40
Listed
Feb 12, 2026
Description
This great home offers 3 bedrooms and 2 bathrooms, plus a bonus room that could easily serve as a 4th bedroom, office, or playroom. The layout is practical and comfortable, with indoor laundry and a nice kitchen featuring a walk-in pantry for plenty of storage. Wood burning stove in living room for ample heating. Major updates have already been taken care of, including a newer roof approximately 4 years. Newer air conditioner and ducting approximately 4 years. Solar panels were installed on the roof approximately 8 years to help keep utility bills lower. The original garage has been converted into additional living space, giving you even more flexibility. There’s also a detached 2-car garage with an office area, ideal for working from home, hobbies, or extra storage. Out back, you’ll find a fenced and cross-fenced yard with a chicken coop, making it perfect for animals, gardening, or simply enjoying the space. Storage sheds This property offers room to grow, work, and relax—all in one place.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Christina Gordon · Coldwell Banker Home Source
Payment estimate
$3,349
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100
- Principal & Interest
- $2,428
- Property tax (1.25%)
- $457
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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