ActiveSingleFamilyResidence

15850 Desert Rock Street

Adelanto, CA, 92301

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$435,000

MLS: HD26029055

Beds

3

Baths

2

Sq Ft

2,038

Lot

0.17 ac

Year Built

2005

MLS #

HD26029055

Days on Market

25

Listed

Feb 8, 2026

Description

Just Listed in South Adelanto! Beautiful 2,038 sq. ft. single-story home, built in 2005, featuring 3 bedrooms plus a den and move-in ready condition — nothing to do but unpack! Highlights include: New tile flooring throughout New carpeting in bedrooms Spacious living room and family room with fireplace Brand-new kitchen cabinets, quartz countertops & stainless steel appliances Remodeled primary bath and hallway bathroom Fresh interior paint Vinyl fencing, block wall & fully cemented backyard Conveniently located near Super Walmart, shopping, and schools in Adelanto— this one won’t last! This property qualifies for PRMG’s VA Hometown Hero Credit Program. This program is for VA home loans only. PRMG will credit the buyer an amount equal to 2% of the VA loan amount up to ($21,000) towards the buyer’s closing costs or interest rate buy downs. Buyer is not obligated to use Jenn Fretwell of PRMG to have their offer accepted; however, they must use Jenn Fretwell with PRMG at (831) 596-7462 to qualify for the lender credit."

Location

Adelanto, San Bernardino County, CA 92301

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Listed by: Frances Chevalier · Coldwell Banker Home Source

Payment estimate

$3,322

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500

%
Principal & Interest
$2,405
Property tax (1.25%)
$453
Homeowners insurance
$300
Mortgage insurance
$163
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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