PendingSingle Family Residence

15992 Lawrence Drive

Mojave, CA, 93501

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$230,000

MLS: 25006292

Beds

3

Baths

2

Sq Ft

1,024

Lot

0.27 ac

Year Built

1957

MLS #

25006292

Days on Market

10

Listed

Aug 9, 2025

Description

3 Bedrooms 1 1/2 baths, 1 Family has lived here for 30+ years. Has leased Solar To keep the power bills down! Also has a work shop in the back with a bath room & power.

Location

Mojave, Kern County, CA 93501

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Listed by: Mary Johnson · Keller Williams Realty A.V.

Payment estimate

$1,850

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $23,000 · Loan: $207,000

%
Principal & Interest
$1,272
Property tax (1%)
$192
Homeowners insurance
$300
Mortgage insurance
$86
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Mojave home with as little as 3.5% down using an FHA loan — roughly $8,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93501 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Mojave. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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