160 Crystal Lake Road
Big Bear, CA, 92315
$919,900
MLS: 219146153PS
Beds
3
Baths
2
Sq Ft
1,824
Lot
0.18 ac
Year Built
2001
MLS #
219146153PS
Days on Market
6
Listed
Apr 9, 2026
Description
Step into this beautifully maintained log-style retreat, where thoughtful design meets inviting mountain charm. Soaring vaulted ceilings create a bright, open atmosphere, while a striking floor-to-ceiling decorative log feature anchors the great room. A stunning fireplace adds warmth and character, creating the perfect setting for both relaxing and entertaining. The home features a spacious covered back deck (approx. 20' x 16'), ideal for year-round enjoyment. The lower level includes approximately 850 sq. ft. of finished non-permitted space, currently configured as a game room with pool table area, a theater/sleeping room, and workshop--offering flexible use for recreation and hobbies. An additional bathroom exists but is non-permitted and is not represented as functional or compliant with current building standards. This lower level space is not included in the legal square footage or bedroom/bathroom count. Property is reflected as a 3 bedroom, 2 bathroom home per public records. Prior appraisal appears to have included additional lower-level areas that are not permitted. Current listing reflects accurate legal square footage and bedroom/bath count. Buyer to verify all permits, square footage, and condition to their satisfaction.The fully landscaped grounds include a tranquil front-yard pond and water feature, enhancing the property's peaceful setting. A newly installed perimeter privacy fence and gas line servicing an outdoor fire pit create an ideal environment for entertaining under the stars. Located in the highly desirable Fox Farm neighborhood, this property offers a unique opportunity to enjoy both comfort and versatility in a sought-after mountain setting. Lower level consists entirely of non-permitted improvements and is not included in the legal square footage or bedroom/bathroom count (3 bed / 2 bath per public record). Additional bathroom exists but is non-permitted and not represented as functional or code-compliant.Prior appraisal appears to have included additional lower-level areas that are not permitted. Current listing reflects accurate legal square footage and bedroom/bath count.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Brian Gilligan · Oakview Real Estate
Payment estimate
$6,690
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $91,990 · Loan: $827,910
- Principal & Interest
- $5,087
- Property tax (1.25%)
- $958
- Homeowners insurance
- $300
- Mortgage insurance
- $345
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $32,197 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear) within ±10% of this home's price and size.
$829,000
842 Silver Tip
Big Bear Lake, 92315
$829,000
524 Catalina Road
Big Bear, 92315
$835,000
41714 Switzerland
Big Bear Lake, 92315
$849,900
340 Stoney Creek
Big Bear Lake, 92315
$850,000
43305 Sand Canyon
Big Bear Lake, 92315
$859,900
42243 Castle Crag
Big Bear Lake, 92315
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.