PendingSingleFamilyResidence

1600 Church Street

Barstow, CA, 92311

1 / 24View all 24 photos

$295,000

MLS: HD26070038

Beds

4

Baths

2

Sq Ft

1,362

Lot

0.16 ac

Year Built

1962

MLS #

HD26070038

Days on Market

2

Listed

Apr 1, 2026

Description

Move-in ready 3-bedroom, 1.5-bath home with a versatile den that can easily serve as a 4th bedroom or home office. Situated on a fenced corner lot, this property features drought-tolerant desert landscaping in the front yard for low-maintenance living. Inside, enjoy both a comfortable living room and a separate family room, offering flexible space for everyday living and entertaining. The kitchen was updated a few years ago and provides ample functionality. The backyard is spacious with block wall fencing and a large covered patio—perfect for relaxing or hosting gatherings. Conveniently located less than five minutes five minutes from I 15 and I 40 and a Super Walmart. Located in Barstow, California future home of the BNSF’s $1.5B Barstow Rail Project Advances: World’s Largest Intermodal Hub Moves. This expansion has the potentially to create 20,000+ jobs to the area and boost the local economy.

Location

Barstow, San Bernardino County, CA 92311

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Listed by: Ann Marie Hammond · Coldwell Banker Home Source

Payment estimate

$2,349

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $29,500 · Loan: $265,500

%
Principal & Interest
$1,631
Property tax (1.25%)
$307
Homeowners insurance
$300
Mortgage insurance
$111
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Barstow home with as little as 3.5% down using an FHA loan — roughly $10,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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