16021 Wells Fargo
Lake Los Angeles, CA, 93591
$419,999
MLS: SR26149766
Beds
3
Baths
2
Sq Ft
1,402
Lot
0.50 ac
Year Built
1986
MLS #
SR26149766
Days on Market
2
Listed
Jul 11, 2026
Description
Welcome to a charming single-story home situated on a spacious half-acre corner lot in the Lake Los Angeles/Palmdale area. This 3-bedroom, 2-bath residence offers approximately 1,402 square feet of comfortable living space with beautiful mountain views and plenty of room to enjoy both indoor and outdoor living. Inside, you’ll find an inviting floor plan featuring updated wood-look laminate flooring, a cozy living room with a fireplace, and abundant natural light. The kitchen is equipped with modern appliances and opens to the dining area, making it perfect for everyday living and entertaining. Newer dual-pane windows and a sliding glass door enhance energy efficiency and comfort. Paid off solar panels that includes a 25-year warranty. The expansive lot offers side access, RV potential, ample parking, and endless possibilities for horses, recreational vehicles, gardening, or creating your dream outdoor retreat. With an attached two-car garage, central heating and air conditioning, and a peaceful setting, this property combines rural charm with everyday convenience. Pa Whether you’re looking for extra space, room to expand, or simply a quiet place to call home, 16021 Wells Fargo Avenue is an excellent opportunity to enjoy desert living with stunning mountain views and wide-open skies
Location
Lake Los Angeles, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Ena Erazo · Pinnacle Estate Properties
Payment estimate
$3,282
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $377,999
Average 30-yr fixed rate 6.49% as of Jul 9, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,387
- Property tax (1.25%)
- $437
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 9, 2026
- 30-year fixed
- 6.49%
- 15-year fixed
- 5.82%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Lake Los Angeles, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Los Angeles home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Lake Los Angeles. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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