16030 Osage Road
Apple Valley, CA, 92307
$370,000
MLS: 26658481
Beds
3
Baths
2
Sq Ft
1,551
Lot
0.43 ac
Year Built
1980
MLS #
26658481
Days on Market
22
Listed
Mar 2, 2026
Description
This beautifully updated 3-bedroom, 2-bath home offers approximately 1,551 sq. ft. of living space on a spacious 18,700 sq. ft. lot, providing privacy and open desert surroundings. Located in a quiet, rural area of Apple Valley, this property is ideal for buyers seeking space, comfort, and modern updates. The home features a functional floor plan with a large living area, a cozy fireplace, and an additional bonus room/office just off the kitchen. Recent improvements include updated flooring throughout, a new kitchen backsplash and hood, a remodeled master bathroom, a new vanity in the guest bathroom, upgraded base molding and door casings, replaced LED lighting trims, hardwired smoke detectors, and fresh interior paint. The septic tank was replaced in 2013. The expansive 1-acre lot offers ample room for RV parking, equipment, storage, or future additions (buyer to verify), making this property a rare opportunity to enjoy both updated interiors and wide-open outdoor space.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Maria Sarmiento · Keller Williams Sierra Madre
Payment estimate
$2,870
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,000 · Loan: $333,000
- Principal & Interest
- $2,046
- Property tax (1.25%)
- $385
- Homeowners insurance
- $300
- Mortgage insurance
- $139
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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