16043 K Street
Mojave, CA, 93501
$345,970
MLS: 26001984
Beds
3
Baths
3
Sq Ft
—
Lot
0.34 ac
Year Built
1960
MLS #
26001984
Days on Market
48
Listed
Mar 9, 2026
Description
Business Opportunity. Permitted to live and conduct business from the same location. Office is separate from living quarters. The property is fully fenced with gate access in the front and back. Concrete throughout, with an ADA compliant office space. The mobile living space offers a covered patio to enjoy the outside on summer nights. All this on your own land! ** Buyer to verify **
Location
Mojave, Kern County, CA 93501
Open on Google Maps ↗Listed by: Bernice Aquino Dixon · Bernice Aquino Dixon, Broker
Payment estimate
$2,631
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,597 · Loan: $311,373
- Principal & Interest
- $1,913
- Property tax (1%)
- $288
- Homeowners insurance
- $300
- Mortgage insurance
- $130
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Mojave home with as little as 3.5% down using an FHA loan — roughly $12,109 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93501 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Mojave. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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