16064 Symphony Lane
Fontana, CA, 92336
$689,900
MLS: IV25258283
Beds
4
Baths
3
Sq Ft
2,043
Lot
0.07 ac
Year Built
2022
MLS #
IV25258283
Days on Market
158
Listed
Nov 11, 2025
Description
YOUR NEW HOME - SINGLE-FAMILY HOUSE - Welcome to Encore at Providence, a collection of single-family homes in a beautiful, gated community in Fontana. Upon Entering the bright and airy, open concept Great Room, and In-Kitchen Dining space will usher you in. The gourmet Kitchen, which includes an island and island extension for extra seating, stylish cabinetry, stainless-steel appliances and granite kitchen counter tops will excite the Chef of the household. The Backyard that has a cement patio area offers the perfect space to BBQ and entertain with convenient access for the Great room. The first level also has a good-sized bedroom and full bathroom. The large upstairs Loft is the perfect spot for movie night, space to study, or a great Flex space for your individual needs. Two additional spacious bedrooms, a secondary bath with dual sinks, laundry room along with the large Primary suite are located just off the upstairs loft. The primary bedroom and Bath with walk-in shower, dual sink vanity with stone counter tops and expansive walk-in closet complete this well-appointed home. Other amazing features included in this home are Wood shutters, upgraded flooring, tankless water heater and SOLAR. Park in your 2 car garage or on your driveway and have convenient direct access through the garage. The community offers privacy with controlled Gate access, a park and playground and plenty of visitor parking. Conveniently located near schools, freeway access for commuters along with shopping and dining at Victoria Gardens nearby.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: COLLEEN HORGAN · COLDWELL BANKER REALTY
Payment estimate
$5,092
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,990 · Loan: $620,910
- Principal & Interest
- $3,815
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $24,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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