Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

1608 Smiley Ridge

Redlands, CA, 92373

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$1,690,000

MLS: OC25271709

Beds

5

Baths

4

Sq Ft

4,559

Lot

1.03 ac

Year Built

1990

MLS #

OC25271709

Days on Market

116

Listed

Dec 22, 2025

Description

Magnificent home in the exclusive gated community of Smiley Ridge. This beautiful brick residence features classic leaded-glass windows that fill the home with natural light, charming brick planters, a front courtyard fountain, and mature landscaping throughout. Enjoy spectacular panoramic views of San Timoteo Canyon from multiple levels of the home. Inside, the 5-bedroom layout offers excellent flexibility. The main level features wood flooring and two bedrooms, including the primary suite with dual sinks, a separate shower, and a jetted soaking tub. Upstairs are three additional bedrooms plus a spacious family room/loft overlooking the living room below. The bright, functional kitchen includes stainless-steel appliances, a peninsula with a sink, and recessed lighting. A newly remodeled guest house sits above the garage with views of the pool—ideal for guests, multigenerational living, or a private office. The backyard is designed for privacy and enjoyment, bordered by brick walls and wrought-iron fencing.

Location

Redlands, San Bernardino County, CA 92373

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Listed by: Brooks Bailey · Serhant California, Inc

Payment estimate

$12,039

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $169,000 · Loan: $1,521,000

%
Principal & Interest
$9,345
Property tax (1.25%)
$1,760
Homeowners insurance
$300
Mortgage insurance
$634
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Redlands home with as little as 3.5% down using an FHA loan — roughly $59,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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