161 N First Avenue
Upland, CA, 91786
$569,990
MLS: OC26021605
Beds
3
Baths
3
Sq Ft
1,477
Lot
—
Year Built
2025
MLS #
OC26021605
Days on Market
52
Listed
Jan 29, 2026
Description
Towns on First, a community of solar-powered homes in the heart of downtown Upland. Lot 31 features 3 bedrooms with 3 bathrooms, a direct access 2-car garage, and walk-in closets. Features include stainless kitchen appliances, flat panel kitchen cabinets with soft close doors and drawers, smart learning thermostat, LED lighting and more! [Towns on First][Plan 3]
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Tina Ballard · City Ventures Construction, Inc.
Payment estimate
$4,259
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,999 · Loan: $512,991
- Principal & Interest
- $3,152
- Property tax (1.25%)
- $594
- Homeowners insurance
- $300
- Mortgage insurance
- $214
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $19,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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