ActiveSingleFamilyResidence

161 W Harcourt Street

Long Beach, CA, 90805

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$899,999

MLS: DW26058989

Beds

3

Baths

2

Sq Ft

1,616

Lot

0.12 ac

Year Built

1956

MLS #

DW26058989

Days on Market

26

Listed

Mar 25, 2026

Description

Excellent opportunity to own a single-family home with PERMITTED ADU, offering flexibility for extended family, guests, rental income, or a private work-from-home setup. The main residence showcases an inviting open living area, updated flooring, recessed lighting, plantation shutters, and a beautifully remodeled kitchen with white shaker cabinetry, quartz-style countertops, designer backsplash, and stainless steel appliances. The home also offers updated bathrooms, nicely sized bedrooms, and a spacious laundry/mudroom area for added functionality. The attached studio ADU includes its own separate entrance, kitchenette, open living/sleeping area, mini-split system, recessed lighting, and an updated bathroom with a walk-in shower—ideal for multi-generational living or supplemental income potential. Outside, the property offers attractive curb appeal, a gated feel, wide driveway access, and an expansive covered patio/carport area with abundant off-street parking and room for entertaining, hobbies, or gatherings. Conveniently located in North Long Beach near neighborhood shopping centers, dining, transit options, and major commuter access, with nearby retail plazas within about a mile and good transit access in the area. Don't miss out on this great opportunity! Also listed as 2 units reference MLS #MB26077941

Location

Long Beach, Los Angeles County, CA 90805

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Listed by: Anabella Jimenez · CENTURY 21 REALTY MASTERS

Payment estimate

$6,552

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $809,999

%
Principal & Interest
$4,977
Property tax (1.25%)
$937
Homeowners insurance
$300
Mortgage insurance
$337
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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