PendingSingleFamilyResidence

1611 N Kelly

Upland, CA, 91784

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$799,999

MLS: IV26043879

Beds

4

Baths

2

Sq Ft

1,632

Lot

0.29 ac

Year Built

1975

MLS #

IV26043879

Days on Market

15

Listed

Feb 27, 2026

Description

Located in the heart of Upland, this spacious 4-bedroom, 2-bath home offers endless possibilities and incredible potential. Featuring an open-concept kitchen, the layout flows seamlessly into the living room, highlighted by a charming fireplace—perfect for gathering and everyday living. The home offers generous living space throughout, providing comfort and flexibility for a variety of needs. Additional highlights include an attached 2-car garage, great curb appeal, and a well-sized backyard with a lush lawn—ideal for entertaining, relaxing, or future enhancements. The kitchen window overlooks the backyard, bringing in natural light and offering a pleasant view of the open outdoor space. Conveniently located near shopping, dining, and local amenities, this property is a wonderful opportunity to create your dream home in a desirable Upland neighborhood.

Location

Upland, San Bernardino County, CA 91784

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Listed by: TODD MCDONAGH · Price Real Estate Group, Inc

Payment estimate

$5,857

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $80,000 · Loan: $719,999

%
Principal & Interest
$4,424
Property tax (1.25%)
$833
Homeowners insurance
$300
Mortgage insurance
$300
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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