16155 Otsego Street
Encino, CA, 91436
$2,499,000
MLS: 26665593
Beds
5
Baths
4
Sq Ft
4,130
Lot
0.23 ac
Year Built
1956
MLS #
26665593
Days on Market
29
Listed
Mar 19, 2026
Description
Welcome to this beautifully updated and spacious 5BD/4BA home, ideally located in one of Encino's most desirable pockets. A gated, lushly landscaped front yard with mature fruit trees including bananas, avocados, peaches, and plums as well as a herb and rose garden, sets the tone as you arrive, leading to a grand double-door entry. Inside, the formal dining room flows seamlessly into the inviting living room, complete with a fireplace and French doors that open to the backyard, creating the perfect indoor-outdoor lifestyle. The eat-in chef's kitchen is designed for both function and style, featuring a large center island, granite countertops, and abundant cabinetry and prep space. The entire upper level is dedicated to an impressive primary suite, offering exceptional privacy and comfort. This retreat includes a cozy fireplace, private balcony, bonus lounge area with sink and storage, dual closets, and a spa-inspired bathroom with a separate tub and shower. Four additional generously sized bedrooms complete the home, including one with its own private entrance and yard, ideal for guests, extended family, or a home office. The resort-style backyard is perfect for entertaining, showcasing a sparkling pool, above-ground spa, and ample space to relax or host. Additional highlights include a brand new electrical panel and an attached two-car garage. Located within the highly acclaimed Hesby Oaks Charter School district and just moments from the dining and shopping along Ventura Boulevard, this is Encino living at its finest.
Location
Encino, Los Angeles County, CA 91436
Open on Google Maps ↗Listed by: Andrew Dinsky · Equity Union
Payment estimate
$17,659
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $249,900 · Loan: $2,249,100
- Principal & Interest
- $13,819
- Property tax (1.25%)
- $2,603
- Homeowners insurance
- $300
- Mortgage insurance
- $937
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Encino home with as little as 3.5% down using an FHA loan — roughly $87,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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