ActiveSingleFamilyResidence

16171 Winterwood Lane

Fontana, CA, 92335

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$515,000

MLS: RS26000806

Beds

3

Baths

3

Sq Ft

1,262

Lot

0.07 ac

Year Built

1985

MLS #

RS26000806

Days on Market

88

Listed

Jan 2, 2026

Description

What if comfort and efficiency were already built in, Is it the abundance of natural light that makes the spacious living room feel so inviting or the way the layout flows effortlessly for everyday living, With an HVAC unit only three years old, dual-pane windows throughout, and solar panels helping manage energy costs, could this be the kind of home that keeps giving long after move in. How might the double-covered patio now enclosed and thoughtfully converted into a bonus bedroom enhance the flexibility your lifestyle demands, with water, trash, and common-area upkeep managed by the HOA, this home is low-maintenance peace of mind. Would your guests appreciate the dedicated visitor parking within the complex, and with nearby shopping, dining, Kaiser, Ontario Airport, and quick access to freeways, does this location bring both convenience and connectivity.

Location

Fontana, San Bernardino County, CA 92335

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Listed by: Gregorio Vasquez · Home Central Realty

Payment estimate

$3,877

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $51,500 · Loan: $463,500

%
Principal & Interest
$2,848
Property tax (1.25%)
$536
Homeowners insurance
$300
Mortgage insurance
$193
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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