16245 Ridge View Drive
Apple Valley, CA, 92307
$1,050,000
MLS: HD26045918
Beds
6
Baths
7
Sq Ft
4,500
Lot
0.44 ac
Year Built
2007
MLS #
HD26045918
Days on Market
29
Listed
Mar 2, 2026
Description
Located in the gated Ridge View Estates hilltop community, this luxurious Apple Valley home offers rich details and quality craftsmanship throughout. The grand foyer leads to formal living and dining rooms with private patio access. A first-floor bonus room is perfect for an office or den. The chef’s kitchen features stainless steel appliances, custom fridge, and large island opening to the spacious family room. The main-floor Master Suite boasts backyard access and a large closet. Upstairs, three guest bedrooms each have en-suite baths, plus a grand Master Retreat with fireplace, dual walk-ins, and spa-like bath. The backyard is a blank canvas for your personal touch. Additional highlights include energy-efficient lighting, 4x6 construction, security system, and oversized 3-car garage with epoxy flooring. Elegance and versatility in a prime location.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Keith Liverman · Century 21 Masters
Payment estimate
$7,594
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
- Principal & Interest
- $5,806
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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