ActiveSingleFamilyResidence

16257 Saint Timothy

Apple Valley, CA, 92307

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$469,900

MLS: IV25234048

Beds

3

Baths

2

Sq Ft

2,293

Lot

0.81 ac

Year Built

1979

MLS #

IV25234048

Days on Market

130

Listed

Oct 8, 2025

Description

Prime location in Apple Valley! Beautifully remodeled 2,293 sq. ft. home offering 3 spacious bedrooms and 2 elegant bathrooms. Freshly painted inside and out, featuring waterproof vinyl flooring throughout and an open, light-filled floor plan that creates a warm and welcoming atmosphere. The family room includes a gas fireplace, while the living room features a wood-burning fireplace — perfect for cozy gatherings during the holidays. The kitchen showcases modern cabinets, stylish faucets, and sleek quartz countertops. The primary suite offers a generous bathroom with dual sinks and an oversized shower adorned with tasteful finishes. A move-in ready home located in one of the most desirable areas of Apple Valley — combining comfort, style, and functionality!

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: SONIA ARIAS · Excellence RE Real Estate Inc

Payment estimate

$3,564

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,990 · Loan: $422,910

%
Principal & Interest
$2,598
Property tax (1.25%)
$489
Homeowners insurance
$300
Mortgage insurance
$176
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,447 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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