ActiveSingleFamilyResidence

16300 Live Oak

Hesperia, CA, 92345

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$350,000

MLS: HD26024762

Beds

4

Baths

2

Sq Ft

1,457

Lot

0.22 ac

Year Built

1955

MLS #

HD26024762

Days on Market

42

Listed

Feb 3, 2026

Description

Investment opportunity ! Perfect for a first time homebuyer. Home with a BONUS attached permitted LIVING QUARTER with private entry, that has 1 bedroom and 1 full bath, large living room with fireplace, perfect for the multi generational family, rental unit, or in-law suite. With minor TLC, this house can be brought back to its full potential. Fully fenced. 4 bedrooms 2 full bath, open concept kitchen, granite countertops, center island, stainless steel appliances. Dual Kitchen sink setup for convenience. Big laundry room leading to the backyard. All major upgrades have been done, newer roof, electrical and upgraded panel, windows and recessed lights. Conveniently located near all amenities and freeway. BRAND NEW SEPTIC SYSTEM ! will be installed. SELLER WILLING TO HELP WITH CLOSING COSTS OR INTEREST RATE BUYDOWN!

Location

Hesperia, San Bernardino County, CA 92345

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Listed by: Pedro Cordova · Vesta Realty

Payment estimate

$2,731

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $35,000 · Loan: $315,000

%
Principal & Interest
$1,935
Property tax (1.25%)
$365
Homeowners insurance
$300
Mortgage insurance
$131
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $12,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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