1631 Carmel Circle West W
Upland, CA, 91784
$614,999
MLS: CV26032722
Beds
3
Baths
2
Sq Ft
1,348
Lot
—
Year Built
1974
MLS #
CV26032722
Days on Market
13
Listed
Apr 8, 2026
Description
Location, Location, Location! This beautifully maintained single-story home is perfectly situated in North Upland within the highly sought-after Upland Knolls community, with shopping conveniently located within walking distance. This 3-bedroom, 2-bath home features an attached 2-car garage with direct access and offers a highly desirable single-level floor plan. The home showcases exquisite real wood floors that were recently refinished, fresh interior paint throughout, and new carpet in the guest bedroom. The third bedroom is currently being used as an office and can easily be converted back into a bedroom. Large windows provide abundant natural light, while elegant wood shutters offer privacy and light control. All appliances, including the washer and dryer, are included—making this home truly move-in ready. Step outside to your private patio with a lattice cover, creating the perfect space for relaxing, barbecuing, and entertaining. Residents enjoy community amenities including a pool, spa, and barbecue area. HOA dues conveniently cover water, trash, sewer, and exterior maintenance, including the roof and paint. Single-level homes are becoming more and more rare—this is truly a must-see property. Make this home yours!
Location
Upland, San Bernardino County, CA 91784
Open on Google Maps ↗Listed by: JOSEPH ROMERO · Century 21 Masters
Payment estimate
$4,572
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,500 · Loan: $553,499
- Principal & Interest
- $3,401
- Property tax (1.25%)
- $641
- Homeowners insurance
- $300
- Mortgage insurance
- $231
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $21,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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