1636 Hermosa
Hermosa Beach, CA, 90254
$1,900,000
MLS: SB26072306
Beds
3
Baths
2
Sq Ft
1,422
Lot
0.04 ac
Year Built
1921
MLS #
SB26072306
Days on Market
3
Listed
Apr 17, 2026
Description
Amazing opportunity in the heart of Hermosa Beach, just moments to the Strand and Hermosa Pier! 1636 Hermosa Ave features a 2-bedroom/1-bath unit and a 1-bedroom/1-bath unit, offering flexibility for investors, owner-users, or those looking for a coastal getaway. Tucked into one of the most walkable pockets of the Sand Section, the property delivers immediate access to the beach, restaurants, and everything that defines Hermosa living. With significant upside potential, this is an ideal value-add play for an investor looking to renovate and hold, or for a buyer seeking a summer home with income potential. The layout and location also present a compelling opportunity for Airbnb or VRBO, especially in light of recent legal developments impacting short-term rental regulations in the Coastal Zone (buyer to verify). Rare to find this combination of location, flexibility, and upside this close to the sand.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Ryan Bunke · DOMO Real Estate
Payment estimate
$13,498
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $190,000 · Loan: $1,710,000
- Principal & Interest
- $10,507
- Property tax (1.25%)
- $1,979
- Homeowners insurance
- $300
- Mortgage insurance
- $713
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $66,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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