1639 San Rafael Way
Camarillo, CA, 93012
$2,199,000
MLS: V1-35720
Beds
5
Baths
4
Sq Ft
4,143
Lot
0.62 ac
Year Built
1990
MLS #
V1-35720
Days on Market
6
Listed
Apr 10, 2026
Description
This stunning two-story residence offers 5 bedrooms, 4 bathrooms, and approximately 4,143 square feet of thoughtfully designed living space, set on an expansive 27,000 square foot lot with scenic views. Built in 1990 and beautifully updated, the home features a desirable open-concept floor plan and a recently remodeled kitchen ideal for both everyday living and entertaining.The resort-style backyard is a true highlight, showcasing a sparkling saline water lagoon pool and spa efficiently heated with solar. There are a dozen fruit trees including five, producing avocado trees along with a greenhouse.Enjoy the built in BBQ area & patio for your outdoor enjoyment.Additional features include three fireplaces, a custom bar, and numerous upgrades throughout.The versatile layout includes a convenient downstairs bedroom and full bath, while the property also boasts a detached guest house with its own full bathroom--perfect for extended family or guests. Car enthusiasts and those needing extra space will appreciate the four-car garage, covered RV parking, and ample additional parking.Situated on a quiet cul-de-sac, this home has a freshly painted exterior (2025), blending comfort, functionality, and refined style in an exceptional setting.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Amanda Baxley · RESOURCE REAL ESTATE
Payment estimate
$15,575
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $219,900 · Loan: $1,979,100
- Principal & Interest
- $12,160
- Property tax (1.25%)
- $2,291
- Homeowners insurance
- $300
- Mortgage insurance
- $825
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $76,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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