ActiveSingleFamilyResidence

16403 Holmes

Cerritos, CA, 90703

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$1,395,000

MLS: RS26103228

Beds

5

Baths

3

Sq Ft

2,536

Lot

0.15 ac

Year Built

1966

MLS #

RS26103228

Days on Market

1

Listed

May 12, 2026

Description

Welcome to this stunning 2-story masterpiece in the prestigious City of Cerritos. This 5-bedroom, 3 bath at the end of the cul-de-sac home blends modern elegance with everyday comfort. Hardwood flooring throughout. Kitchen has all stainless steel appliances. All enhanced with recessed lighting and a Pool. Award winning schools: Carmentia Middle School and Cerritos High School Real Estate Broker is the owner

Location

Cerritos, Los Angeles County, CA 90703

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Listed by: Mona Turner-Hawkins · Mona Turner-Hawkins, Broker

Payment estimate

$10,105

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $139,500 · Loan: $1,255,500

%
Principal & Interest
$7,829
Property tax (1.25%)
$1,453
Homeowners insurance
$300
Mortgage insurance
$523
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $48,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Cerritos, CA 90703 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.