1642 W Saratoga Lane
San Pedro, CA, 90732
$999,000
MLS: SB26024229
Beds
4
Baths
4
Sq Ft
1,873
Lot
0.43 ac
Year Built
2023
MLS #
SB26024229
Days on Market
60
Listed
Feb 10, 2026
Description
Welcome to Ponte Vista a Master-Planned Gated Community in Coastal San Pedro! This is a top of the line Plan Three, 4 Bedroom and 4 Bath, 1873SF Detached Tri Level Home and offers the perfect blend of modern design, thoughtful upgrades, and a vibrant coastal lifestyle. This beautifully enhanced and upgraded residence combines comfort and sophistication with a numerous list of improvements, making it truly move-in ready! Step inside to find a custom painted designer interior that compliments the home’s bright and inviting layout. The kitchen has been updated with a new designer tile backsplash, quartz countertops, spacious center island with seating for 4 bar stools, white shaker cabinets, stainless steel appliances, chic pendant lighting & pantry. The upgraded living room light fixtures set the tone for stylish open entertaining with outdoor covered patio for BBQ! The bathrooms have all-new lighted mirrors, modern glass shower doors, and a newly installed full size vanity in the mid level power room, adding both function and elegance. Upstairs, the primary suite shines with updated lighting, custom closet organizers, and new roller window blinds throughout for a polished and tailored feel. Luxurious shiplap accent walls in two upstairs primary bedroom suite and lower junior suite which brings warmth and coastal flair to the sleek design. Durable LVP laminate flooring on the lower staircase and throughout the main level enhances the home’s flow, while stackable washer and dryer closet on the main level and thoughtful custom storage solutions—including ceiling-mounted garage racks and epoxy-coated garage flooring—add everyday convenience. This residence also embraces sustainable living with owned, not leased, SunRun 9 panel solar energy system, Central HVAC with electric heat pump and the convenience of a newly installed Tesla Universal Level 2 EV Charger in the spacious two car attached garage. Situated just minutes from coastal trails, PV resorts, and charm of San Pedro’s waterfront, Ponte Vista offers resort-inspired amenities and a true sense of community featuring a large in-ground community swimming lap pool and spa, firepit, outdoor BBQ area & lawn, fitness center and hiking trails. Every detail of this model home has been carefully curated to deliver stylish coastal living at its finest. Close to I-110 Frwy local restaurants and retail shops in the Rancho Palos Verdes Western Avenue Corridor. A Must See!
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: Sam Xavier · Redfin Corporation
Payment estimate
$7,239
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,900 · Loan: $899,100
- Principal & Interest
- $5,524
- Property tax (1.25%)
- $1,041
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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