1643 265th Street
Harbor City, CA, 90710
$949,900
MLS: SB26069677
Beds
3
Baths
2
Sq Ft
1,336
Lot
0.17 ac
Year Built
1942
MLS #
SB26069677
Days on Market
11
Listed
Apr 1, 2026
Description
Beautifully Reimagined Harbor Pines Home — Modern Comfort Meets Timeless Setting Welcome to this thoughtfully reimagined home located in the highly sought-after Harbor Pines neighborhood; a setting known for its charm, mature trees, and long-term desirability. The inviting façade sets the tone as you step inside to a bright, open-concept living space designed for both everyday living and effortless entertaining. The beautifully updated kitchen features modern quartz countertops, new appliances, and a seamless flow into the dining and living areas, creating a cohesive and welcoming environment. The primary suite offers a peaceful retreat, complete with its own fireplace and tranquil views overlooking the backyard. The newly designed bathroom features dual sinks and a spacious walk-in shower, combining comfort with elevated design. Two additional bedrooms provide flexibility for guests, a home office, or additional living space. Upgrades throughout the home include new laminate flooring, fresh interior paint, and a newly installed forced air heating system for improved comfort and efficiency. The expansive lot features mature orange and lemon trees, offering both space and a touch of California charm. Positioned adjacent to Palos Verdes and close by to shopping, dining, and major freeway access, this home offers both convenience and a desirable location. This is a rare opportunity to own a beautifully updated home in one of South Bays’ most established neighborhoods! A home that is not to be missed.
Location
Harbor City, Los Angeles County, CA 90710
Open on Google Maps ↗Listed by: Kimiah Wyer · Keller Williams Realty
Payment estimate
$6,898
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,990 · Loan: $854,910
- Principal & Interest
- $5,253
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $33,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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