16488 Arcata
Apple Valley, CA, 92307
$375,000
MLS: HD26033314
Beds
3
Baths
2
Sq Ft
1,364
Lot
0.53 ac
Year Built
1985
MLS #
HD26033314
Days on Market
10
Listed
Feb 13, 2026
Description
This property sits in Desert Knolls Manor Community, at the end of a cul-de-sac. A Must see, This Property features 3 bedroom, 2 baths, Formal Living and dining areas, Kitchen with plenty of cabinet space, and overlooking the family room. The family room comes with a fireplace, and access to the garage. The exterior offers a cover patio, and a very long driveway plenty of space for your recreational toys
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Fred Dotterrer · Fred Dotterrer, Broker
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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