1659 Franklin Street 6
Santa Monica, CA, 90404
$725,000
MLS: 26846771
Beds
2
Baths
2
Sq Ft
1,042
Lot
0.17 ac
Year Built
1963
MLS #
26846771
Days on Market
4
Listed
Jun 12, 2026
Description
Sunny, stylish, and perfectly positioned in Santa Monica, this top-floor 2-bedroom brings great energy and easy living. With a bright south-facing layout, the home feels cheerful, open, and quietly tucked away all at once. The spacious living and dining areas flow seamlessly, while two sun-soaked patios set the scene for morning coffee, alfresco dinners, or your dream herb garden. Both bedrooms are generously sized and drenched in natural light from oversized windows. Perks include on-site community laundry, a 1-car garage with storage, and tons of permitted street parking. Just moments from Water Garden, Colorado Center, Bergamot Station, Santa Monica Boulevard's shops and restaurants and more, this is dreamy Westside living!
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Laugharn Pierose · The Beverly Hills Estates
Payment estimate
$5,866
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $72,500 · Loan: $652,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,133
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
- HOA dues
- $406
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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