16623 Picardy
Fontana, CA, 92336
$759,900
MLS: OC26075242
Beds
4
Baths
3
Sq Ft
2,911
Lot
0.15 ac
Year Built
2012
MLS #
OC26075242
Days on Market
7
Listed
Apr 8, 2026
Description
Beautifully Maintained Residence with a Stunning Built-out Kitchen. This impeccably cared-for two-story home reflects true pride of ownership, offering 4 bedrooms and 3 bathrooms + a large loft, within a thoughtfully designed and exceptionally well-kept interior. From the moment you enter, soaring ceilings and abundant natural light highlight the home’s condition and inviting, open-concept layout. At the heart of the home is a beautifully expanded kitchen, designed for both everyday living and elevated entertaining. Featuring rich granite countertops, extended cabinetry, quality finishes, and a seamless flow into the expansive family room. Large windows opening up to the backyard and a cozy fireplace create a warm, connected for gatherings or relaxed evenings at home. The primary suite offers a peaceful retreat with an en-suite bathroom and a generous walk-in closet. A main-level bedroom and full bath provide flexibility for guests or multigenerational living, while the upstairs loft offers additional space for a home office, media room, or creative studio. This loft can also be separated for a 5th bedroom. The backyard has a covered patio and is well-sized and versatile—perfect for entertaining, unwinding, or designing your own outdoor vision, with ample room for a future ADU. Ideally located near parks, shopping, and well-rated schools with convenient freeway access, this home delivers a rare combination of meticulous care, refined style, and everyday livability.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Lorette Murphree · So Cal Dwell
Payment estimate
$5,579
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,990 · Loan: $683,910
- Principal & Interest
- $4,202
- Property tax (1.25%)
- $792
- Homeowners insurance
- $300
- Mortgage insurance
- $285
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $26,597 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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