Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingle Family Residence

1663 Oak Street

Placentia, CA, 92870

1 / 2View all 2 photos

$798,000

MLS: 25003253

Beds

3

Baths

2

Sq Ft

1,220

Lot

0.09 ac

Year Built

2024

MLS #

25003253

Days on Market

20

Listed

Apr 30, 2025

Description

Welcome to Oak Street, an exceptional opportunity to own a brand-new, newly constructed home in the heart of Placentia, California. This exquisite property in the sought-after 92870 zip code offers a prime location and everything you need to experience comfort, luxury, and convenience. Built by a renowned builder with over 30 years of experience, this home showcases quality craftsmanship that has been honed over decades. You won't find another property like this, so don't miss your chance to make it yours. Step inside and be immediately impressed by the high ceilings that create an open and airy atmosphere. Every inch of this home has been thoughtfully designed with elegant finishes, from the stylish flooring to the fine decor that exudes sophistication. The spacious layout features generously sized rooms, all with an abundance of natural light streaming through dual-pane windows. Central air conditioning and heating ensure year-round comfort, no matter the season. The kitchen is a true highlight, featuring top-of-the-line finishes, perfect for the modern chef. The home also includes a laundry room for added convenience, along with automatic sprinklers to keep your outdoor space lush and well-maintained. The surrounding block wall offers privacy and security, making this home a peaceful retreat. Living in Placentia means enjoying a family-friendly environment, and this home is ideally located for easy access to local parks, perfect for kids to enjoy the outdoors. Commuters will appreciate the quick access to nearby freeways, making daily travel a breeze. The community offers excellent schools, shopping, and dining, all within reach. Best of all, this brand-new home comes with no HOA fees, and it's situated within a standard tax rate area, making it an even more attractive option for those looking to move into this thriving community. Don't waste any time. This home is ready for you to move in and enjoy.

Location

Placentia, Orange County, CA 92870

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Listed by: Mario Menjivar · eXp Realty of California, Inc.

Payment estimate

$5,843

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $79,800 · Loan: $718,200

%
Principal & Interest
$4,413
Property tax (1.25%)
$831
Homeowners insurance
$300
Mortgage insurance
$299
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Placentia home with as little as 3.5% down using an FHA loan — roughly $27,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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