16762 Merrill Street
Victorville, CA, 92395
$275,000
MLS: OC26003411
Beds
2
Baths
1
Sq Ft
982
Lot
0.12 ac
Year Built
1938
MLS #
OC26003411
Days on Market
103
Listed
Jan 8, 2026
Description
Located on Merrill Street, the property features 2 bedrooms and 1 bathroom with approximately 982 square feet of living space (buyer to verify) on a 5,400 square foot lot. The home offers both a living room and a separate family room, along with the convenience of an indoor laundry room. Recently painted and move-in ready, this property is well suited for personal residence or rental purposes. Centrally located in downtown Victorville, the home is close to the freeway and conveniently near Costco, Big Lots, Food 4 Less, Home Depot, Victor Valley Hospital, and a variety of shopping and dining options. The High Desert continues to experience strong growth, with major developments such as the Barstow International Gateway and the Brightline High-Speed Rail project bringing thousands of new jobs to the area.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Brad Petersen · Pay It Forward Realty
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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