16834 Elm Street
Hesperia, CA, 92345
$429,000
MLS: IV26013051
Beds
2
Baths
2
Sq Ft
1,676
Lot
0.41 ac
Year Built
1982
MLS #
IV26013051
Days on Market
70
Listed
Jan 26, 2026
Description
Two bed /Two bath Home.... As soon as the door opens you will see large Living room with tall ceiling and a fireplace for the cold nights... Dinning room with tall ceiling and new sliding door that opens to big back patio...Kitchen has plenty of cabinets with a good size pantry... the Master bedroom and Bath take up sizable portion of the house with walk in closet and a sunken tub...bed #2 has tall ceiling, large closet and a door to the back patio... 2 car Garage with room for work bench /storage .washer and dryer is at the back of garage plenty of room... Low maintenance landscape in the front all new fence, driveway ...outside of house has been painted, all new windows ... back yard is an open canvas.
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: STEVE LIGHT · AMMONS & ASSOCIATES
Payment estimate
$3,280
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,900 · Loan: $386,100
- Principal & Interest
- $2,372
- Property tax (1.25%)
- $447
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $15,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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