16855 Vista Del Oro Avenue
North Edwards, CA, 93523
$275,000
MLS: 26002779
Beds
4
Baths
2
Sq Ft
1,224
Lot
0.61 ac
Year Built
1954
MLS #
26002779
Days on Market
1
Listed
Apr 6, 2026
Description
Welcome to this beautifully upgraded 4 bedroom, 2 bathroom home in North Edwards, CA. The open floor plan creates a spacious and inviting environment, perfect for entertaining guests or simply relaxing with the family. The kitchen boasts granite countertops and modern appliances, making meal preparation a breeze. This home ensures comfort year-round. The 1,224 sq ft of living space provides ample room for each member of the household to enjoy their own private space. The oversized lot of 26,571 sq ft offers endless possibilities for outdoor activities, gardening, or even adding a pool. Don't miss the opportunity to make this house your home. Schedule a showing today and experience the luxury and comfort of this lovely residence.
Location
North Edwards, Kern County, CA 93523
Open on Google Maps ↗Listed by: Lawrence Ochsner · Precise AV Realty
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this North Edwards home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93523 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in North Edwards. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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